Why You Should Consider Financing Your New AC System Installation

July 10, 2023 - Published by Scott's Air

AC technician installing working on AC system installation

Are you wondering why you should consider financing your new AC system Installation? Financing a new air conditioning (AC) system installation can provide homeowners in Orlando, FL with an affordable way to upgrade their home’s cooling system. A new AC system can provide a range of benefits, including improved comfort, energy efficiency, and indoor air quality.

We understand that the cost of a new AC system installation can be a significant financial investment, and many homeowners may not have the funds available to pay for the installation upfront.

Fortunately, we can help you find two financing options to help homeowners finance their new AC system installation.

Brand New AC System Financing Options

0% APR Financing for 12 Months

Scott’s Air offers a 0% annual percentage rate (APR) financing option for 12 months, which means that homeowners can finance their new AC system installation with no interest charged for the first year.

This can be a great option for homeowners who want to spread out the cost of their new AC system installation without incurring additional interest charges.

9.99% APR Financing for 120 Months (1.32% Payment Factor $7,500 Minimum)

Scott’s Air also offers a 9.99% APR financing option for 120 months, making it an affordable and budget-friendly option for those who want to keep their monthly payments lower.

This option requires a minimum financing amount of $7,500, and the payment factor is 1.32%. This option can be a good choice for homeowners who want the flexibility to spread out the cost of their new AC system installation over a longer period of time.

Benefits of Financing a New AC System Installation

Cost Savings

One of the primary benefits of financing a new AC system installation is the potential for long-term cost savings. Energy-efficient systems, such as those with high SEER2 (Seasonal Energy Efficiency Ratio) ratings, can significantly reduce your monthly energy bills and help recoup your investment over time.

By financing your new AC system, you can enjoy these cost savings without having to pay the full cost of the installation upfront.

Improved Comfort

A new AC system can provide improved comfort and more consistent temperatures throughout your home. This can help you stay cool and comfortable even on the hottest days of the year. Financing your new AC system can make it easier to afford a high-quality system that will provide the comfort and performance you need.

Health Benefits

In addition to cost savings and improved comfort, a new AC unit can also provide important health benefits. By removing allergens, pollutants, and other harmful particles from the air, a new AC system can help improve your indoor air quality and reduce respiratory problems and other health issues associated with poor indoor air quality.

Financing your new AC system can help make it easier to afford a system with the features and capabilities needed to improve your health and wellbeing.

Factors to Consider When Choosing an Energy-Efficient System

When choosing an energy-efficient AC system, there are several factors to consider, including the Seasonal Energy Efficiency Ratio (SEER). The SEER2 rating is a measure of the system’s energy efficiency, with higher SEER ratings indicating a more efficient system.

For homeowners in Orlando, FL, a system with a SEER2 rating is recommended to ensure maximum energy efficiency and savings on energy bills.

In addition to the SEER2 rating, it’s important to consider the size of the AC system, the type of refrigerant used, and other features such as programmable thermostats and air purifiers.

Benefits of Choosing Scott’s Air for Your New System Installation

Bryant 100% Satisfaction Money-Back Guarantee

Bryant is a leading manufacturer of high-quality heating and cooling systems, and their products are known for their reliability and energy efficiency. As a benefit of choosing a Bryant Factory Authorized Dealer, all of the Bryant AC units installed by Scott’s Air come with a 100% satisfaction money-back guarantee.

This means that if you’re not completely satisfied with your new Bryant AC unit within the first year of installation, Bryant will repair or replace the unit at no cost to you. This guarantee provides homeowners with the peace of mind that comes with knowing that they have invested in a high-quality, reliable product.

Scott’s Air 1-Year Labor Warranty

In addition to the Bryant 100% satisfaction money-back guarantee, Scott’s Air offers a 1-year labor warranty. This warranty covers any labor costs associated with repairs that may be necessary within the first year after installation.

This means that if you experience any issues with your new AC system during the first year, Scott’s Air will cover the cost of any necessary repairs. This warranty provides homeowners with added protection and ensures that they can enjoy the full benefits of their new AC system without having to worry about unexpected repair costs.

With the Bryant 100% satisfaction money-back guarantee and the Scott’s Air 1-year labor warranty, homeowners can be confident in the quality and reliability of their new AC system. In addition, a new system can help homeowners save money on repairs and maintenance costs, which can add up over time.

Contact Scott’s Air for Your New AC System

If you’re considering upgrading to a new AC system in your Orlando, FL home, schedule an appointment with Scott’s Air for our range of options to help you get the system you need at a price you can afford.

With flexible financing options and a system that includes the Bryant 100% satisfaction money-back guarantee and a 1-year labor warranty, Scott’s Air is committed to providing homeowners with the highest level of quality, reliability, and customer service.

To learn more about our financing options, or to request a free quote and schedule an appointment, contact Scott’s Air today.

Our team of experts is always here to help you find the right AC system for your home, and we’re dedicated to providing you with the highest level of service and support every step of the way.

Scott's Air

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Scott’s Heating & Air Conditioning is a full-service heating and air conditioning company and a Bryant® Factory Authorized Dealer in Central Florida. Whether you need repair, maintenance, or installation of a new heating or cooling system, we provide efficient, cost-effective, and professional service. When it’s hot, call Scott!

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Categorised in: Thing You Should Know

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UPDATE 12/11/25-
Mr. Scott, the owner took the time to speak with me the day before to take ownership of the unfortunate event, and to rectify it, he personally came over to speak to me and issued a refund for the blower motor replacement to honor me being a customer and purchasing the unit from them in recent times. This speaks a lot about his integrity and customer centric approach. Even though I didn’t hear from them initially for a few months, this was a great gesture in difficult times, and I appreciate this, therefore updating my review.

STAY AWAY!!!

I purchased a new AC system from Scott’s Air & Heat in 2022 for approximately $7,000. Since then, I have already spent over $1,500 on repairs in 2 years. Despite the system having a 10-year parts warranty, I was charged $650 for labor alone to replace a blower motor—a repair that took about one hour to complete. Another reputable company quoted $500 total, including both parts and labor, for the same job.

Additionally, I was charged $258 for the same issue just a week prior, and when the problem recurred, the company billed me again instead of honoring their previous service. Attempts to reach the owner or manager for a resolution went unanswered.

Overall, I found their pricing to be excessive and their customer service severely lacking. I would not recommend this company based on my experience.

Response from the owner:Hi, Thank you for taking Scott's call today & allowing us to make this right. We're looking forward to meeting you tomorrow with the hopes of being able to earn your 5-star rating. We genuinely care for our customers and their families and want you to be 100% satisfied. Thank you again.

Robin Preucil

It’s been a long process, but Scott did call personally to make sure that our ac unit was working properly. They even upgraded to the correct size unit we needed after many repairs and issues. I appreciate the follow through and transparent communication! They will make sure to follow up and help when needed. Thank you Scott and team!!!!

Response from the owner:Hi Robin, Thank you so much for giving us an opportunity to make this right. We're happy to hear your system is running good now & we were able to turn your experience around. Thank you for trusting us with your home.

Karon Phillips

12/11/25

Same day update! I want to applaud Scott, the owner, for contacting me about my concerns regarding the labor charge for our last job. It was a disappointment that I had to have such an expensive charge on a relatively new unit. However, we talked about it, and he’s going to try to help. I appreciate any owner who listens to customers and wants to try to make things right. Thank you, Scott. I guess I don’t have to shop around for a new AC company for now.

12/11/25
Just to clarify. My response says that I’m frustrated to pay for labor for a warranty repair. I didn’t understand this was a warranty repair and I always am fine with paying for labor if a job is done. I believe my review explains my frustration with flat fees no matter how long the job takes.

10/8/25
Update today. The price that was quoted me was not only labor. They are charging flat fees for jobs. This is a change from the past with HVAC companies , but with more explanation and a little flexibility, I think we will stay with Scott’s for the time being. We’ll see how it goes. They still remain extremely responsive and professional and kind. This is worth something. They also come quickly when you have a problem.

This is a big change in my review for this company. Over the past five years things have changed. The company I used to trust I am now very skeptical of. They no longer charge labor by the hour so that you pay more for something that is more difficult and less for something that is less difficult. Just flat fees. And extremely high ones at that! Guess I’m looking for a new company now.

Response from the owner:Hi Karon, Thank you for trusting us with your home all these years. I can understand your frustration in having to pay labor for a warranty repair. The warranty from the manufacturer (not us) only covers the part itself. We value our customers and our community & want to make sure we take care of you and your home. We've left you a message & hope you'll return our call so we can make this right.

Mia Torres

Chelsie was absolutely amazing!! She was on time, super friendly and personable! She was knowledgeable and even took the time to explain the problem and solution with our ac. I highly recommend them to service your HVAC needs!